After a long search, you've finally found the perfect new rental. You're all set to move into your new place, with everything packed up and ready to go, when you remember that rental insurance policy you paid for a few months back. If you got a good deal and want to keep the coverage, that shouldn't be a problem. You may even be able to get your premiums lowered, depending on where you're moving.
Can I Take My Renters Insurance Policy With Me?
The short answer is yes. You'll need to talk to your insurance provider to let them know where and when you're moving, and then and they should be able to transfer coverage. In addition, many renters insurance policies will cover personal property in transit, giving you extra protection for the move.
What Can I Do to Lower My Premiums?
Premiums may go down (or up) depending on the location and characteristics. Your policy provider will want to know a few things about the new place, including whether there is a fire station nearby and when your new rental property was built. While most of these things are out of your control as a tenant, you can take steps to lower your premiums by agreeing to pay for a whole year in advance, installing your own security system (with your landlord's approval), or cutting out risky habits like smoking.
At Lee Moving & Storage, Inc., we are experts not only in getting your things from point A to point B but also making the transition as seamless and worry-free as possible. Our home moving pros can walk you through every aspect of the relocation with helpful moving tips and advice for moving on a budget. We also offer storage space at our New Orleans warehouse so you can take your time deciding what best fits in your new home. Wherever you're going, let Lee Moving & Storage, Inc. get you there. Request your free moving quote today.